NL5: underpair on nice looking flop

[von7thal]

PokerStars No-Limit Hold'em, $0.05 BB (4 handed) Poker-Stars Converter Tool from FlopTurnRiver.com (Format: FlopTurnRiver Cards)

Button ($5.76)
SB ($3.16)
Hero ($5.45)
UTG ($6.02)

Preflop: Hero is BB with , .
UTG calls $0.05, 1 fold, SB completes, Hero raises to $0.3, UTG calls $0.25, SB folds.

Flop: ($0.65) , , (2 players)
Hero bets $0.48, UTG calls $0.48.

Turn: ($1.61) (2 players)
Hero checks, UTG bets $0.6, Hero ?

no stats.
kann man das folden und ihn auf den J setzen?
oder call down?
gruss